Quiz: What's Your PTO Insurance IQ?
Think you’re covered? When it comes to parent group insurance, most people don’t know as much as they think—and that could cost them. Take the quiz to see if you know enough.
1. It’s the night before your PTO’s carnival. You:
a. Stay calm, knowing that if anything goes wrong you can handle it.
b. Can’t sleep. You keep thinking about all the things that could go wrong.
c. Can’t wait to see the kids having so much fun!
2. The song that best sums up how I feel about parent group insurance is:
a. I Got You (Jack Johnson)
b. I Like It, I Love It (I want some more of it) (Tim McGraw)
c. I Don’t Need You (Kenny Rogers)
3. When you hear about a parent embezzling from a group, you think:
a. Hmmm, we should really implement some financial safeguards.
b. It’s a good thing we have insurance in place to protect our funds.
c. That could never happen to us. None of our parents would ever do that.
4. When someone tells you not to worry—the injuries caused by the pile up of runners during the fun run is covered by the school district’s insurance policy, you:
a. Calmly let them know your parent group is already covered by insurance.
b. Run to the superintendent and beg for mercy, asking to be put on the district’s policy immediately.
c. Nod your head and say, “cool.”
5. The newly elected president tells you the group doesn’t need insurance, and you should not renew the policy to save money. You:
a. Do the yippee dance and agree—small groups who don’t raise a lot of money don’t need insurance.
b. Politely put your foot down and remind her insurance protects even small groups.
c. Shrug your shoulders and let the new president do whatever she wants.
Mostly A’s Star Student
When it comes to PTO insurance, you’ve really done your homework! You pay attention to details and know that having adequate PTO insurance is a smart investment. The next question is does your group have insurance? We often talk to groups that think they’re covered under the school or district, only to find out they aren't. It’s important to make sure insurance specifically covers your group and leaders. Our leader support team members are all experienced PTO leaders and can help you figure out exactly what you need to do.
Mostly B’s Honor Roll
Great job! You’re totally nailing this parent group leader thing. But sometimes you worry a little too much about what could go wrong. When that happens, take a few deep breaths, double check your checklists, and relax, knowing that your group can get the PTO insurance it needs. Our leader support team members are all experienced PTO leaders and can help you figure out which policies will fit your group best.
Mostly C’s Needs Improvement
Don’t let worries about what might go wrong keep you up at night. Take a few minutes to learn more about parent group insurance and what kind of coverage your group needs. You’ll rest easier knowing that your group and its officers are protected. Our leader support team members are all experienced PTO leaders and can help you figure out exactly what you need to do.
Learn More
Visit our insurance page to learn more about PTO Today insurance coverage and pricing. Leader Support team members are available to answer your insurance questions or help you choose the right package. Call 800-557-2670 or email
