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PTO Insurance for Message Board online

16 years 2 months ago #142838 by Amelee
Replied by Amelee on topic RE: PTO Insurance for Message Board online
that is what I am trying to find out. do any of you with PTO sites have message boards? Do you have insurance?
16 years 2 months ago #142631 by pc_nanna
I did not know this...can you tell me more about these type ins. and do schools really have this?
16 years 3 months ago #142292 by Amelee
Replied by Amelee on topic RE: PTO Insurance for Message Board online
Per our PTO president - There is a specific exclusion in our policy for Electronic Chatrooms or Bulletin Boards which “the insured hosts, owns, or over which the insured exercises control.”

Any ideas? we have a really small town and need to improve our communication with parents.

Thanks!
16 years 3 months ago #142291 by Rockne
Your insurance specifically excludes anything to do with postings on the Internet? That seems like an odd exclusion to me.

Tim

PTO Today Founder
16 years 3 months ago #142289 by Amelee
Replied by Amelee on topic RE: PTO Insurance for Message Board online
In general it shouldn't be a problem but in todays world you never know. For example - if a mom posts about meeting at the park after school and then someone hurts them at the park it would be a long shot but maybe they could sue us. Or maybe a parent gives their log on to someone and that person is bad and pretends to be that person and lures someone someplace. (do you know what i mean?) What if a parent posts a wrong address for an event that is going to happen and a parent gets hurt on the way to the wrong address - maybe they could sue?? I would like to think none of these things would happen but you never know, right?
16 years 3 months ago #142287 by Amelee
Replied by Amelee on topic RE: PTO Insurance for Message Board online
I don't see how usage of bigtent.com would pose a risk worth insuring against. Am I being naive? What specific risk or risks are you worried about?
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